You can add more rate periods (e.g. when Euribor resets) after creating the loan.
Add property
Estimate current market value by growing a baseline value with a regional appreciation rate. Re-anchor anytime you get a real valuation. Rates are editable estimates — verify against INE / Idealista.
Property name
Region
Purchase price (€)
Purchase date
Baseline market value (€) ⓘ
Annual appreciation (%)
Linked mortgage (optional)
Add vehicle
Estimate current value by depreciating a baseline value over time. Re-anchor anytime you get a real valuation (e.g. Standvirtual / dealer quote). Rates are editable estimates.
Vehicle name
Type
Purchase price (€)
Purchase date
Baseline value (€) ⓘ
Annual depreciation (%)
Linked car loan (optional)
Period
to
Categories & Sub-categories
Customise the category tree. Changes apply immediately to all forms and the AI prompt.
Year management
These years appear in all month/year selectors. New years from imported data are added automatically.
Danger zone
Restore the app to its factory defaults. This permanently erases all your data from this browser.
Reverting removes everything: transactions, budgets, net worth, loans, custom categories, years and your saved API key.